Your dream home awaits: What every buyer needs to know before making the move

Jani le Roux

10 November 2025

MAIN IMAGE: Dhiren Balwanth – head of digital sales and service at Nedbank

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Buying a home is one of the most exciting – and significant – decisions you’ll ever make. Whether you’re a first-time buyer or upgrading to your forever home, the journey begins with knowledge, preparation, and a clear vision. At Nedbank we’re here to help you navigate the process with confidence and ease.

Start with a clear vision

Before you dive into listings and viewings, ask yourself:

What type of property (e.g. apartment, townhouse, or freestanding home) suits your lifestyle?
What location works best for your daily commute, family needs, and future plans?
What is your realistic budget, including transfer costs and monthly repayments?

Use online calculators and pre-approval tools to get a sense of what you can afford – and stick to it.

What to look for when searching for a property

When browsing listings, don’t just focus on aesthetics. Consider the following:

Location: Proximity to schools, work, public transport, and amenities.
Security: Gated communities, alarm systems, and neighbourhood safety.
Future value: Is the area growing? Are there new developments or infrastructure upgrades?
Levies and rates: Understand monthly costs beyond your bond repayment.

Remember, a beautiful kitchen is great – but a solid investment is better.

Viewing a property? Here’s what to check

Once you’ve shortlisted a few homes, it’s time to get hands-on. During viewings, look out for the following:

Structural integrity: Cracks in walls, damp spots, and roof condition.
Plumbing and electrical: Test taps, flush toilets, and check light switches.
Natural light and ventilation: Check if the home is bright and airy.
Noise levels: Visit at different times to assess traffic or neighbourhood noise.
Storage space: Cupboards, garage, and room layouts.

Take photos, ask questions, and don’t be afraid to request a second viewing.